Affiliate Terms and Conditions

The following are the terms and conditions (this "Agreement" or the "Terms") for affiliates that direct potential customers to any Financial Crime Academy web site (the "Site") and where Financial Crime Academy has agreed to pay that affiliate ("you") for directing those potential customers to the Site.

Acceptance
By submitting your application for being an affiliate of the Site, you agree to be bound by the Terms as stated herein without modification.

Nature of the Relationship
The nature of the relationship between Financial Crime Academy and you will be that of independent contractors for all purposes and in no event will any person employed by you be held or construed to be employees of Financial Crime Academy. Specifically, Financial Crime Academy is not a member of any partnership, joint venture or franchise arrangement with you.

Ownership and use of Financial Crime Academy Materials
"Financial Crime Academy Materials" include any legal materials, documents, contracts, software, products, web links, promotional material, email, information, partial Financial Crime Academy Material or any other materials provided by Financial Crime Academy, the Site or any Financial Crime Academy service in any way. Financial Crime Academy retains complete ownership and all rights to the Financial Crime Academy Materials. You do not have the right to use or change any of the Financial Crime Academy Materials without prior written consent of Financial Crime Academy. You do not have the right to use any Financial Crime Academy Materials for third party or competitive use. All use of Financial Crime Academy Materials, with or without prior written consent, will cease after termination of this agreement.

Term
This Agreement will be for an indefinite term and can be terminated immediately without cause by either Financial Crime Academy or you providing notice to the other party. Upon termination, you will stop using Financial Crime Academy Materials and you will discontinue any use of the Financial Crime Academy intellectual property.

Your Compensation
Financial Crime Academy agrees to pay you a commission of thirty percent (30%) of all sales (excluding fees paid to external service providers, fees paid to external suppliers and some subscription renewals) generated from the traffic of your site. This traffic will be given a tracking cookie provided the person has not previously visited our site and has an existing tracking cookie from another affiliate. You will get credit for such sales during the life of the tracking cookie. In lieu of a commission (or in lieu of part of it), you can provide a percent discount off applicable Financial Crime Academy products (discounts are not applicable to fees paid to external service providers, fees paid to external suppliers, and some subscription renewals) for visitors from your site. The total of the commission and discount will not be more than the thirty percent. Payments are calculated on the first business day of the month and payment will be sent within five business days when commissions payable total $50 or more. You will have access to sales and commission reports available through the Financial Crime Academy Affiliate Program. We will not provide any compensation for any referrals or traffic where the provision of any compensation for a referral is prohibited by law.

Content Development
You are solely responsible for all content development (and its cost) on your channels.

Confidentiality
You may be given or obtain access to non-public information of Financial Crime Academy that Financial Crime Academy considers to be of a confidential, proprietary, or trade secret nature, including, but not limited to, customer information, pricing, financial and operational information, business information and marketing information, in whatever form or media, whether or not marked as confidential (collectively "Confidential Information"). You agree not to use any Confidential Information disclosed to you by Financial Crime Academy for your own use or for any purpose other than to carry out your obligations under this Agreement. You will not disclose any Confidential Information to third-parties or to your employees or agents, other than employees and agents who are required to have the information in order to carry out your obligations under this Agreement. You agree to notify Financial Crime Academy immediately and in writing of any misuse or misappropriation of Financial Crime Academy's Confidential Information, which may come to your attention and to return Financial Crime Academy's Confidential Information upon the request of Financial Crime Academy. Confidential Information shall not apply to: (a) information that is or becomes a matter of public knowledge through no fault of or action by you, (b) information that prior to disclosure was rightfully in your possession as a result of disclosure by a third-party under no obligation or restriction of confidentiality, (c) information that, subsequent to disclosure, is rightfully obtained by you from a third-party under no obligation or restriction of confidentiality, and (d) information that is independently developed by you without use, knowledge or access to the Confidential Information of Financial Crime Academy.

Return of Confidential Property
Upon Financial Crime Academy's request (and upon termination of this Agreement), you will deliver to Financial Crime Academy all Confidential Information, memoranda, notes, records, drawings, manuals, disks, or other documents and media pertaining to Financial Crime Academy's business including all copies, extracts, summaries and analyses.

Indemnification
You agree to indemnify and hold Financial Crime Academy, its directors, officers, shareholders, successor and predecessor companies, attorneys, agents and employees harmless from any claim, demand, or damage, including reasonable attorneys' fees and costs, asserted by any third party due to or arising out of the your actions (including but not limited to advertising, web site content or how you otherwise direct potential customers to our site).

Limitations of damages

Financial Crime Academy will not be liable to you for any exemplary, punitive, special or consequential damages, including lost revenues, lost profits or lost prospective economic advantage arising from any act or omission in performance or failure to perform under this Agreement, even if Financial Crime Academy is at fault and/or knew or should have known of the possibility thereof, and you hereby release and waive any claims against Financial Crime Academy regarding such damages.

Trademarks and other Intellectual Property
You acknowledge that all rights in any registered trademarks or any pending trademark registrations associated with the business of Financial Crime Academy (i.e., trademarks, service marks, slogans, logos, designs and other similar means of distinction), including all goodwill pertaining thereto, shall be the sole property of Financial Crime Academy. You may use and display such trademarks only in the manner and for the purpose authorized by Financial Crime Academy, and only during the Term of this Agreement. Financial Crime Academy reserves the right to add to, change or discontinue the use of any trademark it owns, on a selective or general basis, at any time. You shall not use any trademark or trade name of Financial Crime Academy in any corporate, partnership or business name without Financial Crime Academy's prior written consent. Financial Crime Academy LLC is the owner of the Financial Crime Academy trade name, brand and all intellectual property.

Media
No press releases mentioning your affiliate program participation may be made without prior written consent of Financial Crime Academy to a release being made. You will provide a copy of any press releases to Financial Crime Academy.

Conduct
You agree to conduct yourself with due regard to public conventions and morals and agree that you will not do or commit any act or thing that will tend to degrade Financial Crime Academy or bring it into public hatred, contempt, scorn or ridicule or that will tend to shock, insult or offend the community or ridicule public morals or decency. Further, you will not market Financial Crime Academy's Site or products using illegal, unethical, or misleading methods, or through inaccurate content.

Modification to Terms
Financial Crime Academy reserves the right to change these terms at any time and to notify you by updating and posting these terms on its Site. Financial Crime Academy is not bound by any other modifications to these terms and conditions unless signed in writing by an authorized Financial Crime Academy officer.

Entire Agreement
This Agreement, the Site Terms and Conditions and the Site Legal Disclaimer, as amended from time to time, and located at https://www.financialcrimeacademy.org, respectively, constitute part of this Agreement.

Assignment
This Agreement cannot be assigned.

Waivers
No failure or delay, on the part of Financial Crime Academy, in exercising any right or power under these Terms will operate as a waiver of such right or power.

Severability
If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result.

Governing Law and Notices
In respect to construction, interpretation, validity and enforcement, these Terms are to be construed in accordance with and governed by the laws of the Province of Alberta in Canada. You consent to the exclusive jurisdiction of the courts of the Province of Alberta, Canada. Any notice under this Agreement will be in writing and delivered in person or by public or private courier service, or sent by facsimile. All notices will be addressed to Financial Crime Academy located at 209, 9644-54 Avenue, Edmonton, Alberta, Canada, T6E 5V1 (facsimile: 780-436-2999). Any notices to you may be delivered to you at the address, email address or facsimile number provided in your application or to any address later provided.

End User
The end user of Financial Crime Academy's Material will be subject to the Site's terms and conditions and disclaimers.

Binding Effect
This Agreement will pass to the benefit of and be binding upon the respective heirs, executors, administrators, successors of Financial Crime Academy and you.

Headings
The headings, captions, titles, and numbering system are inserted only as a matter of convenience and may under no circumstances be considered in interpreting the provisions of this Agreement.